Flex Buy

Flex Buy is a Ford Credit-exclusive payment structure focused on providing lower payments for the first three years when compared with a standard retail contract.

The Benefits

  • No mileage limitations
  • Freedom to customize your vehicle
  • Lower payments for the first three years
  • Build equity with each payment
  • Two term choices
  • Two payment discount choices

  • Flex Buy is unavailable in Maine, Michigan, New Hampshire, North Carolina, Ohio, Pennsylvania, Virginia and Washington, D.C.

The Flex Buy contract term is 66 months with two payment schedules. This allows you to purchase a vehicle today and "grow" into the payments over time.

  • The first schedule of payments is for 36 months. Those payments will be lower than the payments of a comparable 60-month contract.
  • The last payment schedule consists of 30 monthly payments, which are higher than the first 36-month payments.

Amount Financed

First 36 Months 

Next 30 Months 

Comparable 60 Month






Assumes an Annual Percentage Rate (APR) of 3.9% and a 10% down payment. For example purposes. Actual rate will be negotiated with dealer. Figures are rounded to the nearest dollar. Check with your dealer for availability.

How can we help?

  1. Packey Webb Ford

    1815 W. Ogden Ave
    Downers Grove, IL 60515-2615

    • Sales: 866-496-6602
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Get in Touch

  • Contact our Sales Department at: 866-496-6602
  • Monday9:00AM - 8:00PM
  • Tuesday9:00AM - 8:00PM
  • Wednesday9:00AM - 8:00PM
  • Thursday9:00AM - 8:00PM
  • Friday9:00AM - 8:00PM
  • Saturday9:00AM - 6:00PM
  • SundayClosed