For many people buying a new car, the big question is always whether you should finance or lease it. Here, we've laid out a few reasons why you should finance your vehicle rather than lease it.

Save More in the Long Term

When you lease a car, the initial payout is cheaper because you don't need as big of a down payment. Monthly payments are also slightly less than they would be if you purchased the car. If you opt to finance, though, you will end up saving more in the long term. As soon as you're finished paying off your loan, the vehicle is yours outright - so no more monthly payments. That means you'll only be paying for fuel, maintenance costs, and insurance.

No Mileage Restrictions

A leased car typically has mileage restrictions on it. Financing a car means that there's no limit to how many miles you can drive each year, though you might find restrictions on whether you can use your vehicle as an Uber or Lyft.

Make the Modifications You Want

For many people, creating the vehicle of your dreams means adding a few after-market modifications- something you're not allowed to do to a leased car without fees being charged. If you're looking to customize your car, then buying is the financing route you want to take because there are no such restrictions.

For all your financing questions, call us; our experts are here to help you understand your options for securing a new ride from Packey Webb Ford.


Packey Webb Ford

1815 W. Ogden Ave
Directions Downers Grove, IL 60515-2615

  • Sales: 866-496-6602
  • Service: (844) 327-8607
  • Parts: (866) 414-5586


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 6:00PM
  • Sunday Closed